Introduction

The FTMO 1-Step Challenge is one of the quickest ways for traders to get funded in 2026. It is primarily designed to seasoned traders who are seeking to bypass the second evaluation phase and begin making money straight away.

This FTMO review 2026 goes through the simple rules, 80% profit share and the refund of the entry fee that is associated with the first prize. Grasping the FTMO 1-Step Challenge regulations and payout scheme will assist you to decide whether this fast track suits with your trading strategy.

What Is the FTMO 1-Step Challenge?

The FTMO 1-step challenge is a single phase evaluation process. In the traditional setup, traders had to successfully pass two stages. Now, through the FTMO challenge 1-step challenge explained, you only have to reach a single profit target to demonstrate your abilities. FTMO launched this variant to allow highly disciplined traders a quicker way to professional capital.

This model targets traders who have already demonstrated their strategy and have excellent risk management skills. Since there is no second step, the rules are very restrictive to ensure that only the best traders are allowed to continue. FTMO has been a trustworthy brand for a long time and this 1-step model is the result of their years of market experience and commitment to transparency.

FTMO 1-Step vs FTMO 2-Step - Key Differences (2026)

Examining the FTMO 1-Step Challenge in 2026, it is a good idea to look at the differences with the traditional 2-Step Challenge.

The decision is not complicated. If you are up for tighter loss limits and want to take the quickest route, then the 1-step challenge will suit you the best. If you want to have more flexibility in terms of making mistakes with higher drawdown limits, then the 2-step challenge is still a very good option.

FTMO 1-Step Challenge Account Sizes and Fees

Choosing the appropriate account size is essentially the first step for a trader willing to go professional. FTMO has different options for a variety of budgets and trading goals. If you are a beginner trying to prove your trading strategy or someone who wants to handle heavy capital, the FTMO 1-step challenge lays out a price policy that is very clear and with no hidden expenses.

Note: USD prices are approximate based on current exchange rates as FTMO primary billing is in EUR.
All payments mentioned above for the FTMO challenge 1 step are single payments. If you successfully pass the evaluation and obtain your first profit award, FTMO will completely refund you this entry fee. The challenge is basically free for those who are successful, disciplined traders and who reach the funded stage.

FTMO 1-Step Challenge Rules Explained Clearly

Following the FTMO 1-Step challenge rules is a must if you want to be successful. These rules are there to protect the firm's capital and demonstrate that you are a trading professional.

FTMO 1-Step Challenge Profit Target

The profit target for the 1-step challenge is set at 10% of the starting balance. You are free to take as long as you want to reach that goal. Many traders tend to take up the challenge by making small and consistent profits rather than attempting to hit the target in just one day.

FTMO 1-Step Challenge Daily Loss Limit & Max Drawdown

The daily loss limit is set at 3% and it is calculated based on the account balance at the beginning of the day. The overall max drawdown is set at 6%. In case your account equity falls below these figures at any time, it will be considered an instant breach. So, for example, in the case of a 100,000 dollars account, you cannot possibly lose more than 3,000 dollars in a single trading day.

FTMO 1-Step Challenge Minimum Trading Days

You are required to trade for a minimum of 4 days to be able to pass. This rule has been put in place so that FTMO can have a reference to your trading behavior. It ensures that the trading behavior of a person is not judged based on one lucky trade only.

What happens after you pass the FTMO 1-Step Challenge?

Quite a number of traders are curious about what will happen after passing FTMO 1-step challenge. The journey is really simple. As soon as you reach the profit target and tick the box with the minimum trading days, your results are confirmed.
There is not an FTMO 1-step verification stage or second evaluation phase. Rather, if you have not completed your ID verification already, you will be asked to do so in the next step. After your documents are verified, you sign the contract and get the FTMO 1-step funded account. You are then free to start trading for a real payout.

FTMO 1-Step Challenge Payout Rules

FTMO 1-Step Challenge payouts are very transparent. The prop firm has a reputation for paying traders on time and every time.

FTMO 1-Step Challenge Profit Split

The standarnd profit split of FTMO 1-Step Challenge is 80%, that is for the trader. This can be raised up to 90% if you fulfill the conditions of the scaling plan. The split is regarded as one of the most attractive in the market.

FTMO 1-Step Challenge First Payout Frequency

You are allowed to ask for your first payout only after two weeks of trading the funded account. Upon getting the first payout, you will be able to collect your profit shares as per regular schedule.

FTMO 1-Step Challenge Payout Methods

FTMO offers several ways to get your money, including:

• Regular Bank Wire Transfers
• Skrill

Other electronic payment providers FTMO is very consistent with these payments, which builds great trust in the community.
The procedure is quick and dependable which is a major reason why this FTMO review 2026 is favorable.

Is the FTMO 1-Step Challenge Legit in 2026?

FTMO has great reputation in the market and it remains amongst the most trusted names. Over the years, their excellent track record of always issuing payments to their traders proves it. They have an easily understandable funding model that directly aligns their motives with yours. Although countless firms have come and gone, this FTMO review 2026 reveals that firm continues to be a stable and transparent. But, traders need to be cautious as the 1-step model demands very tight discipline. The prop firm is genuine, but the challenge is tough.

Choosing FTMO 1-Step Challenge

Making the right decision about where to get your funding plays a major role in your trading success. FTMO 1-step challenge is a quick way of checking the skills designed for traders who want to eliminate waiting and get results immediately. Though it is a faster way to an FTMO Account, it raises a higher demand in ones discipline level besides the trading mindset that is needed to master the tighter risk rules.

Who Should Choose The FTMO 1-Step Challenge?

• Experienced Professionals: To top traders with former proven strategies and excellent risk control would be most suitable.
• Efficiency Seekers: This challenge is perfect for those who want to cut short the two phase process and get to a funded account as soon as possible.
• Disciplined Risk Managers: The challenge is fitting for traders who can easily place a 3% daily loss limit without being emotionally stressed.

• News and Swing Traders: As the 1-step method allows more freedom during news and weekend holding (on specific account types), it is

  ideal for those who have long-term or event,-driven strategies.

Who Should Stay Away from This Model?

• New Beginners: If you are only at the beginning stage of learning the basics, the tighter drawdown limits might be like too much pressure for you.
• Aggressive Gambler Profiles: Those traders who bet on one big-trade win usually tend to violate the 3% daily limit or the Best Day Rule.
• Unstructured Traders: The precision required for the 1-step model may result in quick mistakes if you do not have a written trading plan.

Common Mistakes New Traders Make: Over-leveraging to reach the 10% target fast is one of the ways in which many traders fail, not realizing that the 3% daily loss limit is based on the starting balance of each day. Being consistent matters more than being quick.

Pros and Cons of FTMO 1-Step Challenge

Choosing the proper evaluation model is facilitated by having a glance at the pros and cons associated with the decision. The FTMO 1-Step Challenge presents a unique combination of speed and strictness that each trader has to consider before going in.

Getting to grips with these compromises is just one facet of our FTMO review 2026 and will guide you in setting your expectations correctly. If you adhere to the rules strictly and take advantage of the fast track at the same time, you will increase your odds of getting established on the platform for the long run.

Final Verdict – Is FTMO 1-Step Worth It in 2026?

In 2026, FTMO 1-Step Challenge is best suited for experienced and disciplined traders, it is definitely a great choice for them. This is the quickest way to professional capital and comes with a high profit split. You should be very calm and always stick to the 3% daily loss rule. If you are able to do that, then this plan is the best way to advance your trading career fast.
Based on our FTMO review 2026 is confirming that this firm is still the top choice for trading on behalf of a prop firm, it is a trustworthy environment for those who can handle its very strict risk requirements.
Explore FTMO challenge rules and payouts today at The Trusted Prop for verified, expert prop firm insights.